About Us

About Us

Tricolour Financial Services Private Limited (TFS) is a new-age fintech company founded in 2017 by Mr.Suresh Kumar. TFS is registered and operates as a Non-Banking Financial Corporation under the license of the Reserve Bank of India. It is a non-deposit-taking NBFC providing collateral-free loans and provide customized credit solutions to SME and MSME clients for their working capital requirements.


Our Vision is to provide a most innovative way of providing loans to SMEs and MSME by using technology that facilitates faster processing thereby meeting the fund requirement of clients on time.

Mr. Suresh Kumar

Mr. Suresh Kumar


Mr. Suresh Kumar is the founding chairman of this company. He is having over 45 years of experience in globally active banking and financial institutions. He is CEO & Ex Co member in the Emirates Bank / Emirates NBD Group (1985 – 2012) He was Member & Later Chairman of the Board of Directors of Federal Bank Ltd (2005-2013),IDBI Federal Life Insurance Co. Ltd (2011-2015), and FedBank Financial Services Ltd (2009 to date).

  • He is currently Independent Director in the Boards of ICICI Lombard General Insurance Company Ltd, (2015 to date)
  • ICICI Prudential AMC Ltd (2014 to date)
  • Aster DM Healthcare (UAE & India 2015 to date) and
  • Emirates REIT @ DIFC (2010 to date).
  • He is Board Member in Non-Profitable Institutions like
  • Founder-President of IBPC Dubai.
  • Founder – (DUCTAC) Dubai Community Theatre & Art Centre).
  • Educational & philanthropic institutions in the UAE and in India; (Tips Tech, S.P. Jain, Build).
Mrs. Sethu Suresh Kumar

Mrs. Sethu Suresh Kumar



Mrs. Sethu Suresh Kumar has extensive experience in the fields of banking and education. She joined the State Bank of India as a Probationary Officer in 1975 and spent time in different divisions of the Bank. She then continued her banking experience with Emirates Commercial Bank in Dubai. Thereafter she then moved to the field of education, teaching Chemistry to IB students and was Head of Science Department at an International School in Dubai. Later she was Director of a Montessori nursery school. She is an avid reader and was a moderator for several years at the prestigious Emirates Festival of Literature, held annually in Dubai. Sethu Suresh Kumar has an M.Sc. in Chemistry from the University of Delhi.

Mr. C R Rajgopal

Mr. C R Rajgopal B.Com, FCA


C R Rajagopal is a Chartered Accountant by profession having a vast experience of more than 35 years. .Professional career includes head of Finance and Accounts of a leading listed Textile company and later as a Partner in a leading Professional services Firm for 22 years retired. As Senior Audit Partner, he has handled leading companies in Textiles, fashion, Automotive component manufacturing, Mining, Agriculture, Plantations and Retail Industries. His core areas of expertise are finance, private equity, mergers, acquisitions and reorganisations. He specializes and is highly adept in formulation of strategy, governance management, risk mitigation, financial and corporate restructuring. He is passionate about the development and growth of family owned businesses and has advised and mentored more than 15 enterprises, who are now recognised players with global presence.

Financial Documents

Download the Documents below

Annual Report F Y 2020-21

AGMNotice FY 2021-22 


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